Start Your Journey as a Loan DSA Agent & Empowering Borrowers
Join India's fastest-growing fintech distribution ecosystem. Sign up as a DSA Partner to check eligibility, submit files, and earn high commissions, or customer check your eligibility instantly.
Multiple Advantages At One Platform
Everything you need to succeed as a loan DSA partner, all in one place
Easy Onboarding
Get started in minutes with our fully digital verification process. No paperwork hassle.
Payout
Earn commissions instantly with our automated same-day payout system. No delays.
Zero Investment
Start earning without any upfront investment. Completely free to join and operate.
Pan India Working
Serve customers across India with our nationwide network of banking partners.
Why HandToHand?
Faster Approvals
API integrations directly with lenders cut processing times by 80%.
Smart Matching
Say goodbye to rejections. Apply only where approval probability is high.
Human + AI
The efficiency of algorithms backed by expert human relationship managers.
100% Transparent
Real-time tracking for every file, payout, and status update.
The HandToHand Lead Journey
End-to-end support from file login to account credit. Every step tracked, automated, and transparent.
Lead Entry
Agent enters basic customer details — Salary, CIBIL score, Loan Amount, and Pincode via the React Dashboard.
AI Bank Matching
50+ bank policies scanned in real time. Top-3 bank matches with confidence scores are instantly generated.
Document Upload & QC
KYC, income proof, and bank statements uploaded. AI QC immediately checks document quality and completeness.
Bank Login
Pre-filtered "Disbursement-Ready" profile submitted to the bank via API. Parallel processing for borderline profiles.
Disbursement & Payout
Loan credited to customer. Real-time Socket.io notification updates agent wallet. Override commission auto-calculated.
Smart Loan Solutions
Instant AI-driven loan infrastructure for every financial need.
Salary Loans
Tailored loan matches for salaried individuals with steady employment at top banks.
Business Loans
Smart capital infrastructure for startups, MSMEs, and growing enterprises.
Instant Loans
Real-time digital verification with ultra-fast AI-powered approvals.
Available Partner Banks
We partner with India's leading banks and NBFCs to offer you the best loan deals. Check the details and apply.
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Featured Partner Credit Cards
Explore premium credit cards from our verified banking partners and apply instantly.
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Our Business Success in Numbers
We connect people with the best financial solutions across India.
Pan India PIN Codes
Advisors
Anyone Can Be
a HandToHand Partner
Performance Tiers
Full Agent Support Ecosystem
Everything you need to succeed — built in.
Any policy question answered instantly in Hinglish. Zero dependency on human training.
Each major agent gets a Relationship Manager — one call away for any issue.
3-4 training sessions weekly on new bank policies, product updates, and case studies.
Pre-recorded video tutorials for beginners. Step-by-step guides to close files fast.
Authorized Partner posters, social media banners, digital content — personal branding managed.
WhatsApp groups + forums for agents to share knowledge and best practices.
Calculate Your Loan EMIs
Check your monthly payments instantly using fixed or reducing interest rate structures.
| Method | Monthly EMI | Total Interest |
|---|---|---|
| Reducing Balance | ₹16,251 | ₹85,044 |
| Flat Rate | ₹18,264 | ₹1,57,500 |
| 💡 Reducing method saves you ₹72,456 in total interest! | ||
Financial Decision Calculators
Estimate returns, model taxes, project loan schedules, and check eligibility instantly across 24 premium tools built to match your goals.
Loan Eligibility Calculator
Check your loan eligibility instantly
EMI Calculator
Calculate EMI on your loans home loan, car loan or personal loan
FD Calculator
Calculate fixed deposit returns
RD Calculator
Calculate recurring deposit maturity
SIP Calculator
Calculate your SIP returns
Mutual Fund Calculator
Calculate your mutual fund returns
PPF Calculator
Calculate your Public Provident Fund returns
NSC Calculator
Calculate your returns under National Savings Certificate scheme
KVP Calculator
Calculate Kisan Vikas Patra returns
SSY Calculator
Calculate Sukanya Samriddhi Yojana returns
APY Calculator
Calculate Atal Pension Yojana returns
EPF Calculator
Calculate your Employee Provident Fund returns
SCSS Calculator
Calculate Senior Citizen Savings Scheme returns
Mahila Samman Calculator
Calculate Mahila Samman Savings returns
Post Office MIS Calculator
Calculate Post Office Monthly Income Scheme returns
Income Tax Calculator
Calculate your income tax liability
HRA Calculator
Calculate your HRA exemption
GST Calculator
Calculate your payable GST amount with a few clicks
TDS Calculator
Calculate your TDS deductions
Salary Calculator
Calculate your net take home salary
Gratuity Calculator
Calculate how much gratuity you will get when you retire
CAGR Calculator
Calculate the Compound Annual Growth Rate for your investments
Inflation Calculator
Calculate inflation adjusted prices
Simple Interest Calculator
Calculate simple interest on your savings
Commodities Market Rates
Live Gold & Silver spot prices updated from international markets. Track rates by purity, city, and historical trends.
Gold Rates Today
Track 24K, 22K & 18K purity rates with city-wise offsets, valuation estimator, and 12-month history.
Silver Rates Today
Track Fine (999) & Sterling (925) silver rates with monthly performance history and city premiums.
Ready to Find Your Perfect Loan?
Join thousands of borrowers who found their ideal loan match in under a minute.
Start Free CheckVerify Agent Partner
Scan the QR code on an agent's agreement or manually enter their Agreement Reference Number to verify their active DSA status.
Frequently Asked Questions
Find answers to common questions about eligibility checks, credit scores, and agent partnerships
HandToHand Loans is an intelligent platform that lets you check your loan eligibility for Salary, Instant, and Business loans across 100+ major Indian banks and NBFCs in under 60 seconds. We analyze your credit profile, salary, location, and existing liabilities against complex bank lending rules to find your best matches.
Yes, our eligibility check is 100% free and always will be. Checking your eligibility on our platform is a "soft search" and does not impact your CIBIL credit score in any way.
Typically, you will need your PAN card, Aadhaar card, last 3 months' bank statements, salary slips (for salaried individuals), or business proof (for self-employed individuals).
Our matching engine uses real-time bank policies, credit criteria, FOIR calculations, and location mapping. While highly accurate (90%+ alignment with bank decisions), the final loan approval and interest rates are determined solely by the partner bank/NBFC after physical document verification.
You can sign up as a Referral Agent, check eligibility for your clients, submit their applications, and track progress on your Agent Dashboard. You earn payouts/commissions for every successfully disbursed loan.
Contact Our Team
Have queries, partnership requests, or need support? We are here to help.
Email Us
handtohandloans@gmail.com
We reply within 24 hours
Helpline Hours
Monday to Saturday
9:00 AM - 6:00 PM IST
Secure & Encrypted
Your personal and financial information is fully protected under bank-grade security protocols.