HandToHand Loans • Gold Loan

Affordable Gold Loans

Unlock the value of your gold jewelry instantly. Get low-interest gold loans with highest Loan-to-Value (LTV) ratios and same-day payouts directly to your account.

Interest Rate
7.25% onwards
Max Loan Amount
Up to ₹50 Lakhs
Repayment Tenure
2 Years
Processing Fee
0.50%

🧮 Loan Eligibility Estimator

Net Monthly Income50,000
Existing Monthly EMIs10,000
Estimated Loan Amount Eligibility
0
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✨ Key Features & Benefits

  • Highest per-gram valuation and Loan-to-Value (LTV) ratio
  • Instant disbursal in 30 minutes with physical gold valuation
  • Low interest rates starting at 7.25% p.a.
  • Multiple repayment options: Interest-only, bullet payment, or standard EMI
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Safe & Secure Processes

Your details are secured using bank-grade AES 256-bit encryption.

❓ Frequently Asked Questions

Q: Where will my gold jewelry be stored?

A: Your gold ornaments are stored in highly secure, fireproof vaults with 24/7 CCTV surveillance and full insurance coverage.

Q: What is the minimum purity required?

A: Our gold loan partners accept gold ornaments and jewelry with a purity of 18 carats to 22 carats.