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Knowledge Base

Frequently Asked Questions

Got questions? We have answers. Explore detailed information about our loan matching processes, DSA commissions, payouts, and security.

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HandToHand Loans is a premium fintech aggregator platform that matches customers with optimal loan offers from over 100+ partner banks and NBFCs based on automated credit profiling.
No, checking loan eligibility on HandToHand Loans uses a soft credit check query which has absolutely zero impact on your official CIBIL score.
All financial calculators and planning utilities on our platform are 100% free to use for both referral partners and general customers.
Any financial consultant, loan agent, chartered accountant, or independent professional can register as a DSA partner to log client files and earn commission.
DSA partners earn up to 2.5% commission on successfully disbursed loan files. Payouts are directly calculated based on disbursement reports and sent to your bank account weekly.
Agents receive access to a dedicated Relationship Manager (RM), 24/7 AI chatbot assistance in Hinglish, weekly policy training webinars, and marketing kits.
Instant loans can be disbursed in as little as 2 hours, whereas personal and business loans typically take 2 to 5 working days depending on document verification.
Yes, agents and clients can track real-time file progression (Login, Underwriting, Sanctioned, Disbursed) directly from their secure platform dashboards.
Yes, co-applying with spouses or parents is highly recommended to increase eligibility margins and qualify for larger loan amounts.
Your data security is our top priority. We use military-grade 256-bit SSL encryption, secure tokens, and strict Row Level Security (RLS) database policies to safeguard details.
We only share client application data with the specific banks/NBFCs chosen by the client during file login. We never sell data to advertisers.

Still have questions?

Our support team is available 24/7 to resolve policies, application discrepancies, or payout logs questions.

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