HandToHand Loans • Home Loan
Affordable Home Loans
Build your sanctuary. Secure your dream home with low interest rates, flexible long-term tenures, and balance transfer features for existing high-rate home loans.
Interest Rate
6.95% onwards
Max Loan Amount
Up to ₹10 Crores
Repayment Tenure
30 Years
Processing Fee
0.25%
🧮 Loan Eligibility Estimator
Net Monthly Income₹50,000
Existing Monthly EMIs₹10,000
Estimated Loan Amount Eligibility
Apply Now₹0
✨ Key Features & Benefits
- ✓Lowest industry interest rates starting at 6.95% p.a.
- ✓Flexible extended tenures up to 30 years to minimize EMIs
- ✓Home Loan Balance Transfer to reduce your current interest burden
- ✓Sanction based on combined household incomes for higher limits
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Safe & Secure Processes
Your details are secured using bank-grade AES 256-bit encryption.
❓ Frequently Asked Questions
Q: How is my home loan eligibility calculated?
A: Eligibility is calculated based on your age, monthly disposable income, existing liabilities, employment stability, and the market value of the property.
Q: Can I add a co-applicant to increase the loan amount?
A: Yes, adding a co-owner or immediate family member as a co-applicant is highly encouraged to maximize your home loan borrowing limit.