HandToHand Loans • Education Loan
Affordable Education Loans
Invest in your academic future. Our education loans cover tuition fees, accommodation, study material, and travel expenses for premier institutions in India and abroad.
Interest Rate
8.15% onwards
Max Loan Amount
Up to ₹1.5 Crores
Repayment Tenure
15 Years
Processing Fee
0.00%
🧮 Loan Eligibility Estimator
Net Monthly Income₹50,000
Existing Monthly EMIs₹10,000
Estimated Loan Amount Eligibility
Apply Now₹0
✨ Key Features & Benefits
- ✓Collateral-free loans up to ₹7.5 Lakhs for recognized courses
- ✓Moratorium period: Repayment starts after course completion + 6 months
- ✓Tax benefits under Section 80E of the Income Tax Act
- ✓Comprehensive coverage of tuition, hostel, and equipment costs
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Safe & Secure Processes
Your details are secured using bank-grade AES 256-bit encryption.
❓ Frequently Asked Questions
Q: What is a moratorium period?
A: It is a holiday period during which you do not have to pay EMIs. Repayment typically starts 6 to 12 months after course completion or immediately after securing employment.
Q: Does this cover international universities?
A: Yes, our banking partners fund education for thousands of recognized foreign universities across the US, UK, Canada, Europe, and Asia.